/* RESET & BASICS */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Lato', sans-serif;
    color: #333;
    line-height: 1.6;
    background-color: #f9f9f9;
}

h1, h2, h3, h4 {
    font-family: 'Playfair Display', serif;
    font-weight: 700;
    margin-bottom: 1rem;
    color: #0d1b2a; /* Deep Navy */
}

a {
    text-decoration: none;
    color: inherit;
    transition: 0.3s;
}

ul {
    list-style: none;
}

/* UTILITIES */
.container {
    max-width: 1100px;
    margin: 0 auto;
    padding: 0 20px;
}

.section-padding {
    padding: 80px 0;
}

.bg-light { background-color: #ffffff; }
.bg-dark { background-color: #0d1b2a; }
.text-white { color: #fff; }

.text-white h2, .text-white p { color: #fff; }

/* HEADER */
header {
    background: #fff;
    box-shadow: 0 2px 10px rgba(0,0,0,0.05);
    position: fixed;
    width: 100%;
    z-index: 1000;
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 80px;
}

.logo {
    font-size: 1.2rem;
    font-weight: 700;
    letter-spacing: 1px;
    color: #0d1b2a;
}

nav ul {
    display: flex;
    gap: 30px;
}

nav a {
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    font-weight: 400;
}

nav a:hover {
    color: #a48111; /* Gold accent */
}

/* HERO SECTION */
#hero {
    /* Using a placeholder image of a bridge/architecture for stability/investment theme */
    background-image: url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?q=80&w=2070&auto=format&fit=crop');
    background-size: cover;
    background-position: center;
    height: 80vh;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    text-align: center;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(13, 27, 42, 0.6); /* Dark overlay for readability */
}

.hero-content {
    position: relative;
    z-index: 2;
    color: #fff;
    max-width: 800px;
    padding: 0 20px;
}

.hero-content h1 {
    font-size: 3.5rem;
    color: #fff;
    margin-bottom: 20px;
}

.hero-content p {
    font-size: 1.2rem;
    margin-bottom: 40px;
    font-weight: 300;
}

/* BUTTONS */
.btn-primary {
    display: inline-block;
    padding: 15px 35px;
    background-color: #a48111; /* Gold */
    color: #fff;
    text-transform: uppercase;
    letter-spacing: 2px;
    font-size: 0.8rem;
    border: 1px solid #a48111;
}

.btn-primary:hover {
    background-color: transparent;
    border-color: #fff;
}

.btn-secondary {
    display: inline-block;
    padding: 12px 30px;
    background-color: transparent;
    color: #fff;
    border: 1px solid #a48111;
    cursor: pointer;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-top: 10px;
}

.btn-secondary:hover {
    background-color: #a48111;
}

/* ABOUT */
.content-wrapper {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
}

.lead-text {
    font-size: 1.1rem;
    margin-bottom: 20px;
}

/* CRITERIA GRID */
.grid-3 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    margin-top: 40px;
}

.card {
    background: #fff;
    padding: 40px;
    border-top: 3px solid #a48111;
    box-shadow: 0 5px 15px rgba(0,0,0,0.03);
}

.card ul {
    margin-top: 20px;
}

.card li {
    margin-bottom: 10px;
    position: relative;
    padding-left: 20px;
    font-size: 0.95rem;
}

.card li::before {
    content: "•";
    color: #a48111;
    position: absolute;
    left: 0;
}

/* PORTFOLIO */
.portfolio-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
    margin-top: 30px;
}

.portfolio-item {
    background: #fff;
    padding: 30px;
    border: 1px solid #e0e0e0;
}

.portfolio-item h4 {
    margin-bottom: 5px;
    color: #a48111;
}

.portfolio-item .category {
    font-size: 0.8rem;
    text-transform: uppercase;
    color: #999;
    margin-bottom: 15px;
    letter-spacing: 1px;
}

/* CONTACT */
.contact-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
}

.contact-info address {
    font-style: normal;
    margin: 20px 0;
    line-height: 1.8;
}

.contact-email {
    font-weight: 700;
    color: #a48111;
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-size: 0.9rem;
    color: #ccc;
}

.form-group input, 
.form-group textarea {
    width: 100%;
    padding: 12px;
    background: rgba(255,255,255,0.1);
    border: 1px solid #444;
    color: #fff;
    font-family: inherit;
}

.form-group input:focus, 
.form-group textarea:focus {
    outline: none;
    border-color: #a48111;
}

/* FOOTER */
footer {
    background: #08111a;
    color: #666;
    padding: 40px 0;
    font-size: 0.8rem;
    text-align: center;
}

.disclaimer {
    margin-top: 20px;
    font-size: 0.7rem;
    color: #444;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.5;
}

/* RESPONSIVE */
@media (max-width: 768px) {
    .hero-content h1 { font-size: 2.5rem; }
    .contact-layout { grid-template-columns: 1fr; }
    .nav-container { flex-direction: column; height: auto; padding: 20px 0; }
    nav ul { gap: 15px; margin-top: 15px; }
}